Credit Review Specialist

U.S. Bank is on a mission to help customers and businesses make better financial decisions. The Credit Review Specialist role involves conducting credit analyses for ACH customers, preparing credit approval documents, and monitoring customer accounts to mitigate credit risk. Responsibilities Gathering necessary information to make a credit decision based on behavioral factors Preparing and presenting credit approval documents to appropriate credit approvers, to include frequent discussions with Credit Risk Management Ability to knowledgably discuss the ACH product and processes with other staff members at all levels Contacting Business Bankers as well as Customers to discuss their ACH facility as needed Monitoring customer accounts in order to identify potential issues, thereby maximizing credit quality and minimizing the company’s credit risk and potential loss Daily multi-tasking and strict adherence to deadlines Analyzing data and updating spreadsheets essential to the management of the ACH portfolio Skills Bachelor's degree, or equivalent work experience Typically one or more years of related experience Well-developed credit analysis and analytical skills Basic knowledge of credit administration, policy and procedures Good knowledge of economics, accounting, and finance Basic knowledge of risk analysis Effective technical report writing skills Effective verbal and written communication skills Benefits Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Company Overview At U.S. It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is